Open AccessA Review of the Costs of Assault, Homicide, Mass Murder and Pedophilia with Implications for the Insurance Industry and the U.S. Roman Catholic Church: A Rationale for Using Computer Tests and Machine Learning Equations
Author(s) -
Robert John Zagar,
James Garbarino,
Brad Randmark,
Ishup Singh,
Joseph K. Kovach,
Emma Cenzon,
Michael J. Benko,
Steve Tippins,
Kenneth G. Busch
Publication year - 2022
Publication title -
review of european studies
Language(s) - English
Resource type - Journals
eISSN - 1918-7181
pISSN - 1918-7173
DOI - 10.5539/res.v14n1p38
Subject(s) - homicide , pedophilia , liberian dollar , demography , criminology , poison control , actuarial science , psychology , suicide prevention , business , sociology , medicine , finance , medical emergency
20 May 2021 U.S. dollar cost for assault = $33,773.52; homicide, $3,834,988.08, domestic terror, mass murder, spree-shooting, 3 dead, $11,504,964.24, pedophilia, $139,430.28. Over 85 years, domestic-terror, mass-murder, spree-shooter assaults cost = 1 to 5,000. $33,773.52 x 5,000 = $168,867,600; dead victims = from 1 to 1,000. $3,834,988.08 x 1,000 = $3,834,988,080. 1936-2021 U.S. insurance industry mass murder costs = [$2,416,042,490 (630 @ $3,834,988.08) + $6,327,730,332 (1,650 @ $3,834,988.08) + $105,474,702.96 (3,123 @ $33,773.52) = $8,849,247,525.36] + [insurance, tax-increases $11,504,021,782.97 ($8,849,247,525.36 x 1.3] =$20,353,269,317.93. Projecting 2021 to 2105 insurance industry no policy change (i.e., computer tests, machine learning equations), $40,706,538,616.66, 3,330 deaths, 6,246 injuries, 388 suicides. U.S. Roman Catholic Church pedophilia costs, 1986-2011, $2,486,898,000, payouts + lost-donations [($2,486,898,000.00 x 1.3) = $3,232,967,400 = $5,719,865,400 + 5,679 x 5 = 28,395 victims]. Projecting 2017 U.S. Church (2012-2037, 2038-2056, 2057-2082, 2083-2107), $5,719,865,400 x 5 = $28,599,327,000, 5,679 x 5 = 28,395 victims.