Open AccessThe Role of Banking Governance in Managing and Reducing Risks in Banking Institution. Case Study of a Sample of Banking Agencies in Oum El Bouaghi
Author(s) -
Mohammed Karim Guerrouf,
Hanane KHENTOUCHE
Publication year - 2020
Publication title -
journal of finance and corporate governance
Language(s) - English
Resource type - Journals
eISSN - 2602-5655
pISSN - 2661-7501
DOI - 10.54960/jfcg.v4i1.51
Subject(s) - cronbach's alpha , corporate governance , test (biology) , business , sample (material) , financial institution , risk management , institution , accounting , retail banking , banking industry , scale (ratio) , reliability (semiconductor) , marketing , finance , political science , power (physics) , paleontology , chemistry , physics , chromatography , quantum mechanics , law , biology , service (business)
This study aims to identify the system of banking governance and its principles and the extent of banks ’commitment to these principles, in aim to help it to develop banking risk management. Analytical descriptive approach applied to cover the theoretical basis of the study, and inductive in the applied side to test the application of the governance principles in the development of banking risk management. The study relied on a questionnaire that included two axis. The first axis for governance principles and the second axis for risk management, using Likart's five-point scale. To test the hypotheses, many statistical methods were used, such as simple regression coefficients and the Cronbach’s Alpha coefficient, to measure the reliability of the questionnaire. This study concluded that the respondents consider that the banking agencies in question are concerned with all principles of banking governance because all principles have achieved significant results