Open AccessFintechs: inovação, redução dos custos de transação, eficiência e análise econômica do direito
Author(s) -
Henrique Avelino Lana,
Lucas Vinicios Cruz
Publication year - 2020
Publication title -
scientia iuris
Language(s) - English
Resource type - Journals
eISSN - 2178-8189
pISSN - 1415-6490
DOI - 10.5433/2178-8189.2020v24n2p25
Subject(s) - transaction cost , database transaction , context (archaeology) , business , order (exchange) , perspective (graphical) , subject matter , industrial organization , welfare economics , economics , finance , computer science , paleontology , artificial intelligence , curriculum , biology , programming language , economic growth
From a legal and economic perspective of law, this article examines fintech companies, which are entrepreneurial entities, usually startups, that operate in the financial market. This paper’s overall objective is to demonstrate the interaction between these companies and the economic analysis of law. Its specific objective is to demonstrate the usefulness of fintech companies in reducing transaction costs for administrators, from the perspective of the Economic Analysis of Law. In this context, this paper tries to answer the following problem: how do fintech companies contribute to the reduction of transaction costs? Therefore, allowing for more efficient and faster financial operations and/or transactions. In order to answer this question, this research utilizes the methodology of applied research, with exploratory research, from a qualitative approach, with the inductive method, and bibliographic research specialized on the subject-matter.