Open AccessDoes Usage of Islamic Microfinance Products Influence the Income, Education, and Health in Mauritania?
Author(s) -
Vatimetou Mokhtar Maouloud,
Salina Kassim,
Anwar Hasan Abdullah Othman
Publication year - 2021
Publication title -
mağallaẗ al-ğāmiʿaẗ al-qāsimiyyaẗ li-l-iqtiṣād al-islāmī
Language(s) - English
Resource type - Journals
eISSN - 2788-5550
pISSN - 2788-5542
DOI - 10.52747/aqujie.1.2.65
Subject(s) - moderation , microfinance , structural equation modeling , sample (material) , islam , health care , business , socioeconomics , economics , economic growth , psychology , geography , mathematics , statistics , social psychology , chemistry , archaeology , chromatography
This paper attempts to determine the effect of the use of Islamic microfinance (IsMF) products on Mauritanians' income, education, and healthcare, as well as the gender invariance in the model. The article uses cross-sectional design data gathered through a questionnaire from a sample of 381 beneficiaries of the largest IsMF institution in Mauritania, PROCAPEC-Nouakchott. Using the Structural Equation Modeling (SEM) method, the results found that the use of IsMF products has a significant impact on the income level; however, it did not significantly impact children's education and healthcare. Gender has no moderator effect on the relationships in the model.