Open AccessAssistance Program for the Creation of SMEs in Algeria: the Case of National Agency for Micro Credit Management
Author(s) -
Abdelkrim Zoheir Hadefi,
M. Bensaïd
Publication year - 2019
Publication title -
mağallaẗ buḥūṯ al-idāraẗ wa al-iqtiṣād
Language(s) - English
Resource type - Journals
eISSN - 2710-8856
pISSN - 2676-184X
DOI - 10.48100/merj.v1i2.37
Subject(s) - microdata (statistics) , business , agency (philosophy) , poverty , survey data collection , economic growth , finance , poverty reduction , economics , census , population , philosophy , statistics , demography , mathematics , epistemology , sociology
This study examines how microcredit improved entrepreneurial activity in emerging economies as a mechanism of economic growth and to reduce poverty and financial inequalities, particularly in Algeria, using the example of the National Microcredit Agency. Basic on microdata survey of 150 beneficiaries of this type of financing in the Wilaya of Mascara. The results show that there is a strong correlation between microcredit and the number of SMEs created, microcredit has deployed the number of SMEs by 37.9% but on the other hand, the effect of microcredit in rural areas is not similar to the effect observed in urban areas.