Open AccessANALYSIS OF MEASURES OF ANTI-CRISIS REGULATION OF THE KAZAKHSTAN’S BANKING SECTOR
Author(s) -
Л. А. Байбулекова,
Gulnar Lukhmanova,
Н. К. Зайтенова,
A.A. Musina
Publication year - 2020
Publication title -
vestnik nacionalʹnoj inženernoj akademii respubliki kazahstan
Language(s) - English
Resource type - Journals
eISSN - 2709-4707
pISSN - 2709-4693
DOI - 10.47533/2020.1606-146x.20
Subject(s) - prudential regulation , regulator , business , capital requirement , capital (architecture) , financial system , state (computer science) , capital adequacy ratio , accounting , financial crisis , economics , market economy , incentive , macroeconomics , computer science , history , biochemistry , chemistry , archaeology , algorithm , gene
The purpose of this paper is to conduct research on the effectiveness of the banking market regulation and the development of some proposals in the field of forming a stable and efficient banking system capable of rationally managing capital flows. An analysis of the practice of prudential regulation of second-tier banks was conducted. Its weaknesses in terms of information disclosure are identified, which allows a formalized approach to meeting the requirements of the regulator. Underestimated risks that form a misconception of the regulator about the state of the banking sector were identified. It was proposed to conduct a parallel assessment of the credit risk’s level by the regulator, based on our own motivated judgment, and also as an indicator reflecting the negative impact of macroeconomic shocks, to use not only the capital of banks, but also the level of non-performing loans.