Open AccessAttitudes Towards Utilising Mobile Banking Applications Among Generation Z Consumers in South Africa
Author(s) -
Moshele Koenaite,
Eugine Tafadzwa Maziriri,
Tinashe Chuchu
Publication year - 2021
Publication title -
journal of business and management review
Language(s) - English
Resource type - Journals
ISSN - 2723-1097
DOI - 10.47153/jbmr26.1452021
Subject(s) - mobile banking , descriptive statistics , banking industry , marketing , positivism , conceptual framework , digital revolution , test (biology) , value (mathematics) , business , empirical research , descriptive research , engineering , sociology , accounting , social science , political science , telecommunications , statistics , mathematics , paleontology , law , biology
In today’s post-modern era, the banking industry is becoming a digital rather than a physical system. Digital banking has been synonymous with the fourth industrial revolution making a notable impact on the African continent. Therefore, the purpose of this research is to empirically investigate consumer attitudes towards mobile banking applications in South Africa. A positivist paradigm underpinned the study, and a descriptive design was employed. To test the proposed hypotheses a unique conceptual model was developed. Non-probability sampling was adopted in selecting appropriate participants. A total of data was collected from 325 willing participants through an survey. In terms of analysis, SPSS n and AMOS were utilised to generate descriptive statistics and hypotheses testing. The results established that attitudes towards mobile banking applications and actual use of mobile banking applications was the strongest relationship. The empirical evidence presented in this study adds value to the existing research on mobile-banking within the 4th industrial revolution, particularly in South Africa, a largely under-researched area.