Open AccessANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL
Author(s) -
Khristina Sri Prihatin
Publication year - 2019
Publication title -
progress
Language(s) - English
Resource type - Journals
eISSN - 2623-0763
pISSN - 2622-7037
DOI - 10.47080/progress.v2i2.615
Subject(s) - islam , business , commercial bank , financial system , islamic banking , financial ratio , accounting , finance , geography , archaeology
The objectives of this research to make compare the finance performance between Islamic Commercial Banks and Conventional Commercial Banks in Indonesia in the period 2012-2016 by using financial ratios. Financial ratios are used consisting of CAR, KAP, NPL,and ROA. The purpose of this research is to find out whether there is a difference between the performance of Islamic bank financial statements when compared to conventional banks as a wholeAnalytical techniques used to see comparison of financial performance of Islamic Commercial Banks with Conventional Commercial Bank is the quantitative method that use spss. The analysis showed that there are significant differences for each financial ratio between Islamic Commercial Banks and Conventional Commercial Banks in Indonesia. Islamic Commercial Banks has better performance in terms of LDR ratios, while the Conventional Commercial Banks better performance in terms of the CAR, KAP, NPL, and ROA.