Open AccessDeterminan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia
Author(s) -
Dadang Husen Sobana,
Ricky Hamzah,
Sri Habibah
Publication year - 2021
Publication title -
jurnal perbankan syariah
Language(s) - English
Resource type - Journals
eISSN - 2721-7094
pISSN - 2721-6241
DOI - 10.46367/jps.v2i2.389
Subject(s) - islam , inflation (cosmology) , third party , gross domestic product , business , financial system , product (mathematics) , population , economics , finance , economic growth , geography , physics , geometry , internet privacy , archaeology , mathematics , demography , sociology , theoretical physics , computer science
Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.