Open AccessA System Dynamics Simulation Study on the Efficiency of Commercial Banks from the Perspective of Green Credit
Author(s) -
Fang Chen,
Kun Zhang,
Wang Li
Publication year - 2020
Publication title -
international journal of economics and statistics
Language(s) - English
Resource type - Journals
ISSN - 2309-0685
DOI - 10.46300/9103.2020.8.5
Subject(s) - causal loop diagram , perspective (graphical) , system dynamics , competition (biology) , commercial bank , dynamics (music) , economics , business , industrial organization , finance , computer science , ecology , physics , artificial intelligence , acoustics , biology
With the deepened commitment to the green credit policy and increasingly intense competition among commercial banks, the impact of green credit on the efficiency of commercial banks has attracted great attention from the banking industry and governments. To study the efficiency of commercial banks from the perspective of green credit, this paper, with a case study on Bank of Shanghai, builds a system dynamics model to present the causal loop diagram and system flow diagram and seek the functional relations between variables. Then it goes on to simulate the evolution of the policy situation with system dynamics and attempts to find out the change path and evolution direction of green credit and variables regarding bank efficiency when a certain policy is adjusted, with a view to providing theoretical basis and data support for formulation of financial policies and selection of bank strategies.