Open AccessEvaluación integral de las entidades microfinancieras desde la perspectiva de sostenibilidad
Author(s) -
Icíar García Pérez,
María Jesús Muñoz Torres
Publication year - 2015
Publication title -
harvard deusto business research
Language(s) - English
Resource type - Journals
ISSN - 2254-6235
DOI - 10.3926/hdbr.71
Subject(s) - microfinance , sustainability , poverty , poverty reduction , corporate governance , financial inclusion , welfare economics , inclusion (mineral) , political science , perspective (graphical) , sustainable development , business , economic growth , economics , financial services , sociology , finance , social science , ecology , artificial intelligence , computer science , law , biology
Following a review of the literature on the impact of microfinance from the sustainability perspective, through the interrelation of economic, environmental, social and governance dimensions (ESG), and an analysis of its performance in promoting financial inclusion and poverty eradication, we present a comprehensive and inclusive assessment of microfinance institutions that allows obtaining a better understanding of the current status of these institutions. The results detect aspects as over-indebtedness, environmental impact of funding or poverty reduction target as issues that need to be reviewed to ensure the sustainability of these institutions and enable proper management of funding programs in all its dimensions.