Open AccessLa mejor estrategia para la jubilación de los autónomos
Author(s) -
Enrique Devesa Carpio,
Mar Devesa Carpio,
Inmaculada Domínguez Fabián,
Borja Encinas Goenechea,
Robert Meneu Gaya,
Amparo Nagore García
Publication year - 2014
Publication title -
harvard deusto business research
Language(s) - English
Resource type - Journals
ISSN - 2254-6235
DOI - 10.3926/hdbr.39
Subject(s) - social security , flexibility (engineering) , pension , welfare economics , pension system , business , actuarial science , economics , labour economics , finance , management , market economy
Retirement is one of the challenges faced by citizens and, of course, also faced by the self-employed workers. The peculiarities of these workers and their special social security system, such as choosing an annual contribution base, allow them to choose the best strategy to improve significantly their own retirement pensions. This paper shows that this flexibility makes the Social Security retirement pension in one of the most profitable investments. Afterwards we will show the winning strategy to get the best retirement pension, with a minimum cost. Alternatively, this flexibility can be seen as a way to identify the policy measures that would have to be modified to improve the fairness of the Social Security system.