Open AccessMenelisik Kesehatan Bank Menggunakan Metode Risk Based Bank Rating
Author(s) -
Yasmir Yasmir
Publication year - 2020
Publication title -
jurnal manajemen bisnis/jurnal manajemen and bisnis
Language(s) - English
Resource type - Journals
eISSN - 2685-9823
pISSN - 1829-8486
DOI - 10.38043/jmb.v17i4.2719
Subject(s) - business , capital adequacy ratio , profitability index , loan , chinese financial system , finance , financial system , research object , accounting , actuarial science , economics , business administration , incentive , political science , law , microeconomics , china
The purpose of this study is to determine the health level of the Bank Pembangunan Daerah Jambi in 2015-2019. The object of research is the Regional Development Bank, one of which is an active role in increasing the development of each area where the shares are owned by the provincial government, based on Article 2 Number 13/1 / PBI. / 2011 point 2, Banks are required to conduct a soundness rating using a risk-based bank rating, both individually and on a consolidated basis. The results of the analysis of banking financial ratios using Risk Based Bank Rating indicate the condition of the financial performance of PT. Bank Pembangunan Daerah Jambi 2015-2019 from the aspect of Risk Profile NPL ratio meets bank standards except the Loan to Deposit Ratio does not meet the standards set by Bank Indonesia. In GCG analysis, which is an assessment of the quality of bank management on the implementation of GCG principles that has met bank standards. in the profitability ratio analysis, financial performance conditions can be said to be very good. In the analysis, the capital adequacy ratio has met Bank Indonesia's standards.