Open AccessPengaruh Giro Wajib Minimum Dan Loan To Deposit Ratio Terhadap Return On Asset
Author(s) -
Shadam Azzahra Ross,
Nusa Muktiadji,
Heri Sastra
Publication year - 2021
Publication title -
jurnal ilmiah manajemen kesatuan
Language(s) - English
Resource type - Journals
eISSN - 2721-169X
pISSN - 2337-7860
DOI - 10.37641/jimkes.v9i3.505
Subject(s) - return on assets , loan , non performing loan , descriptive statistics , business , statutory law , financial system , accounting , economics , mathematics , actuarial science , statistics , finance , political science , profitability index , law
This study aims to determine the effect of the Giro Wajib Minimum and Loan to Deposit Ratio on Return On Assets in banking companies included in Book IV for the period 2014-2019.
The method was used a descriptive qualitative method with data obtained secondary from the financial statements of each bank. Data were analyzed using descriptive qualitative analysis methods with multiple linear regression analysis, determination analysis, simultaneous significance test (F test) and partial significance test (t test).
The results of this study indicate that: 1) Statutory Reserves have no effect on ROA, 2) Loan to Deposit Ratio has a negative and significant effect on ROA 3) The Statutory Reserves and Loan to Deposit Ratio have a significant effect on Return On Assets.
Keywords: Statutory Reserves, Loan to Deposit Ratio, dan Return On Assets