Open AccessThe Comparative Analysis of Risk Profile, Good Corporate Governance, Earning, Capital (RGEC) of PT Bank Artha Graha International Tbk between of 2019 and 2020
Author(s) -
Muhammad Laras Widyanto
Publication year - 2022
Publication title -
east african scholars multidisciplinary bulletin
Language(s) - English
Resource type - Journals
eISSN - 2617-717X
pISSN - 2617-4413
DOI - 10.36349/easjmb.2022.v05i03.003
Subject(s) - capital adequacy ratio , corporate governance , business , net interest margin , non performing loan , accounting , return on assets , loan , financial system , business administration , economics , finance , profit (economics) , profitability index , microeconomics
This study aims to determine the difference in the soundness of Bank PT Artha Graha International Tbk in 2019 and 2020. The method used is RGEC with the Wilcoxon test analysis tool. Based on the research results that there is no difference in the performance of Artha Graha International bank between 2019 and 2020, but it is not constant because there is no significant increase is Return on Assets (ROA) and no significant decrease in performance with the ratio, namely Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM) and Capital Adequary Ratio (CAR), and 1 (one) ties performance is Good Corporate Governance (GCG).