Open AccessUsage of Digital Payments – Pre and Post Demonetization
Author(s) -
Gopal Maheswari,
Justin Philip,
P Jijin,
Prasad Rajendrabyakod,
Chaya Pooja Kulgude,
Abhishek Sharma,
Priyanka Singh,
Chandra Sen,
Mazumdar,
Shamsher Singh,
Ravish Rana,
Sudesh Kumar,
Ms Bumra,
Gangopadhayay
Publication year - 2019
Publication title -
international journal of recent technology and engineering (ijrte)
Language(s) - English
Resource type - Journals
ISSN - 2277-3878
DOI - 10.35940/ijrte.d1059.1284s319
Subject(s) - cheque , payment , debit card , mobile payment , atm card , business , credit card , commerce , computer science , computer security , finance
Emerging changes of ICT (Information and Communications Technology) and the impact of demonetization accelerated various digital initiatives. Demonetization focuses on increasing usage of digital transactions in all the areas. This helps to investigate the usage pattern of digital payments before and after demonetization. The outcome of the study shows that using E-Wallets, Mobile app, net banking, credit card, and debit card has increased after demonetization and using of cheque has decreased after demonetization. This shows that the people adapted to the digital payment system because the technology made them with ease.
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