Open AccessEmpirical Analysis of Users’ Acceptance of Application-Based E-Money
Publication year - 2019
Publication title -
international journal of recent technology and engineering
Language(s) - English
Resource type - Journals
ISSN - 2277-3878
DOI - 10.35940/ijrte.c1115.1083s219
Subject(s) - technology acceptance model , payment , credibility , cash , order (exchange) , mobile payment , affect (linguistics) , usability , empirical research , business , marketing , information technology , test (biology) , computer science , finance , psychology , philosophy , communication , epistemology , human–computer interaction , political science , law , paleontology , biology , operating system
Information Technology is currently experiencing growth which affects the consumers and companies’ behaviors. Business holders are utilizing technologies in order to increase their business’ competitive edge. The current technology growth also includes payment system growth. Technology development is currently decently fast paced such that financial transactions are also easier and faster. E-money works as a substitute for physical cash and as a system which made payments on goods and services possible. The objective of the study is to analyze certain factors which determine users’ acceptance of application-based e-money. The samples of this study are application based e-money users. Data concerning perceived ease of use, perceived usefulness, perceived credibility, perceived enjoyment, amount of information, social influence, and behavioral intention to use application-based e-money are obtained through questionnaires. The collected data were processed to test the relationships between research variables. The results of the research analysis also show depictions of all the factors which affect users’ acceptance of application-based e-money.