Open AccessFACTORS AFFECTING THE USAGE OF AR-RAHNU SCHEME AMONG WOMEN ENTREPRENEUR
Author(s) -
Hallieyana Sha’ari,
Hamid Auni Lukman
Publication year - 2020
Publication title -
international research journal of shariah, muamalat and islam
Language(s) - English
Resource type - Journals
ISSN - 2682-8553
DOI - 10.35631/irjsmi.24004
Subject(s) - women entrepreneurs , scheme (mathematics) , business , globalization , capital (architecture) , malay , service (business) , marketing , finance , entrepreneurship , economics , market economy , geography , mathematics , mathematical analysis , linguistics , philosophy , archaeology
In tandem with the development of technology, economy, and globalization, the number of women entrepreneurs has shown an increase and they have become as good as male entrepreneurs. As the Malay saying goes “the hand that rock the cradle is able to shake the world”. This particular saying has strongly proven that women entrepreneurs' current abilities and achievements. However, the financial constraints have slightly affected the business of the women entrepreneurs as some of them do not possess adequate capital. The distributed financial funds could not suffice their business needs. This issue has led the women entrepreneurs to the using of Ar-Rahnu facilities as an alternative to be obtaining financial funds. Hence, this concept paper was to identify the factors that affecting the usage of the Ar-Rahnu scheme among women entrepreneurs. The attitude, customer service, and location of Ar-Rahnu operators are the main factors focused on the use of the Ar-Rahnu scheme among the women entrepreneurs.