Open AccessFaktor-Faktor Yang Mempengaruhi Profitabilitas Perbankan Indonesia (Factors Affecting the Profitability of Indonesian Banking)
Author(s) -
Intan Anjeli Renta,
Juliana Kadang
Publication year - 2021
Publication title -
akuntansi bisnis dan manajemen/abm. akuntansi bisnis and manajemen
Language(s) - English
Resource type - Journals
eISSN - 2685-3965
pISSN - 0854-4190
DOI - 10.35606/jabm.v28i2.922
Subject(s) - profitability index , market liquidity , business , panel data , credit risk , financial system , liquidity risk , indonesian , capital (architecture) , capital adequacy ratio , finance , economics , econometrics , incentive , linguistics , philosophy , archaeology , history , microeconomics
This study aims to analize the factors that affect the profitability of banks at state-owned banks and private foreign exchange banks listed on the IDX in 2015-2019. The factors used are liquidity, capital, credit risk, and operational efficiency. The analysis technique used is panel data regression with the Fixed Effect Model approach. The results showed that simultaneously liquidity, capital, credit risk and operational efficiency had a significant effect on profitability. then partially liquidity and capital do not have a significant effect on profitability, while credit risk and operational efficiency have a significant effect on profitability.