Open AccessAlcances de la regulación de los activos virtuales en México
Author(s) -
Héctor Fabián Gutiérrez-Rangel,
Rafael Espinosa-Mosqueda
Publication year - 2019
Publication title -
revista de operaciones tecnológicas
Language(s) - English
Resource type - Journals
ISSN - 2523-6806
DOI - 10.35429/jto.2019.9.3.15.20
Subject(s) - scope (computer science) , latin americans , asset (computer security) , investment (military) , business , welfare economics , fintech , work (physics) , economy , financial system , accounting , finance , financial services , economics , political science , engineering , mechanical engineering , computer security , politics , computer science , law , programming language
The technological advance has given greater growth towards the new digital platforms that facilitate or allow accessibility to assets. The following research work aims to analyze the scope of the regulation of the virtual asset market in Mexico. The methodology used for this research was the qualitative, which consists of reviewing international and national sources of studies in this area and analyzing the scope of the Fintech Law on the regulation of said assets. The investment in cryptocurrencies and their operation are very important for people, but they have their negative side for the global economy and can affect financial systems due to the inherent risks of the market. Once analyzed from different perspectives, it´s concluded that Mexico is a reference in Latin America in the regulation of said market, however, the Bank of Mexico does not recognize this type of assets as legal tender and that they lack the characteristics of value deposit, medium of exchange and unit of account. In addition, the law only regulates the internal operations of financial technology companies and does not support the operations carried out by the general public.