Open AccessPengaruh CAR dan LDR terhadap ROA pada Bank Umum yang Terdaftar di BEI
Author(s) -
Sabila Nur Al-fadzar,
Radia Purbayati,
Rosma Pakpahan
Publication year - 2021
Publication title -
indonesian journal of economics and management
Language(s) - English
Resource type - Journals
ISSN - 2747-0695
DOI - 10.35313/ijem.v2i1.3143
Subject(s) - return on assets , stock exchange , capital adequacy ratio , business , population , mathematics , statistics , business administration , economics , medicine , finance , profit (economics) , environmental health , microeconomics
This study aims to analyze the effect of the Capital Adequacy Ratio (CAR) and Loan to Deposits Ratio (LDR) on the Return On Assets (ROA) of Commercial Banks listed on the IDX in 2014-2019. The population of this research is commercial banks listed on the Indonesia Stock Exchange in 2014-2019, the research sample is 38 bank companies using the purposive sampling method. The analysis used is descriptive and quantitative analysis using Eviews 9 software. The results show that simultaneously the CAR and LDR variables have a significant effect on ROA. CAR has a significant negative effect on ROA and LDR has an insignificant positive effect on ROA