Open AccessPerbandingan Kinerja Keuangan pada Bank Woori Saudara Sebelum dan Setelah Merger
Author(s) -
Arizal Jaya,
Mochamad Edman Syarief,
Banter Laksana
Publication year - 2021
Publication title -
indonesian journal of economics and management
Language(s) - English
Resource type - Journals
ISSN - 2747-0695
DOI - 10.35313/ijem.v1i3.3014
Subject(s) - wilcoxon signed rank test , capital adequacy ratio , return on assets , non performing loan , earnings before interest and taxes , mathematics , financial system , business , statistics , loan , economics , accounting , finance , mann–whitney u test , profit (economics) , profitability index , microeconomics
This study aims to determine the significant difference between the financial performance of PT Bank Woori Saudara Indonesia 1906, Tbk pre-merger and post-merger. The indicators used in this study are financial ratios consisting of Non Performing Loans (NPL), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return On Assets (ROA), and Operating Costs to Operating Income (BOPO) obtained from the annual financial report of PT Bank Woori Saudara Indonesia 1906, Tbk in 2009-2019. The data analysis method used was the non-parametric Wilcoxon signed-rank test. The results showed that there were significant differences in LDR, ROA, and BOPO, while in NPL and CAR there were no significant differences.