Open AccessANALISA PENGARUH PERTUMBUHAN KREDIT, JENIS KREDIT, TINGKAT BUNGA PINJAMAN BANK DAN INFLASI TERHADAP KREDIT BERMASALAH
Author(s) -
Arfan Rachmadias Saputro,
Susi Sarumpaet,
Tri Joko Prasetyo
Publication year - 2019
Publication title -
ekspansi : jurnal ekonomi, keuangan, perbankan dan akuntansi/ekspansi : jurnal ekonomi, keuangan, perbankan dan akuntansi
Language(s) - English
Resource type - Journals
eISSN - 2580-7668
pISSN - 2085-5230
DOI - 10.35313/ekspansi.v11i1.1325
Subject(s) - loan , inflation (cosmology) , nonprobability sampling , sample (material) , non performing loan , indonesian , business , financial system , economics , finance , physics , medicine , population , linguistics , philosophy , environmental health , theoretical physics , thermodynamics
This research was conducted to analyze the effect of loan growth, loan type, interest and inflation on non-performing loan. Samples were focused on Indonesian commercial banks. Multiple regression linear analysis was used, whereas the samples were obtained using purposive sampling method. Total sample consists of 82 commercial banks with financial statements for the year of 2013 to 2017. Result shows that each variable; loan growth, loan type and interest have a positive effect on non-performing loan. On the other hand, inflation has a negative effect. Keywords: Loan Growth, Loan Type, Interest, Inflation, Non-Performing Loan.