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Benefits of Having Covid-19 Insurance Policies
Author(s) -
A Sangamithra,
R. Manikandan
Publication year - 2022
Publication title -
shanlax international journal of arts, science and humanities (online)
Language(s) - English
Resource type - Journals
ISSN - 2582-0397
DOI - 10.34293/sijash.v9i3.4493
Subject(s) - covid-19 , health insurance , business , actuarial science , medical underwriting , health care , health policy , insurance policy , income protection insurance , general insurance , medicine , economic growth , virology , economics , infectious disease (medical specialty) , disease , outbreak
COVID-19 is a highly infectious virus that shows symptoms comparable to those of ordinary flu. In this connection, Covid-19 Health Insurance Policy is a personalized insurance policy aimed at covering hospitalization, pre-hospitalisation and post-hospitalization expenditures, and other medical expenses arising due to the treatment of COVID-19. Insurance Regulatory Development Authority (IRDA) introduced the new Corona health insurance policies namely Corona Rakshak and Corona Kavach policy and comprehensive Health Insurance policies that also covers the Coronavirus among other illnesses, diseases and healthcare benefits. Corona Rakshak Policy is an affordable Health Insurance policy that offers lump sum uses to the insured if diagnosed with COVID-19. The coverage starts from the day people get diagnosed with COVID-19 infection. Corona Kavach Policy is an affordable Health Insurance policy that protects you and your family against hospitalization expenses due to COVID-19. The coverage starts from the day the patient gets diagnosed with COVID-19 infection. It is always good to have insurance to keep ourselves and family to keep our family safe.

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