Open AccessAVERAGE PER CAPITA INCOME IN THE SYSTEM FOR MEASURING THE STABILITY OF CREDIT AND SAVINGS OPERATIONS OF THE RUSSIAN BANKING SYSTEM
Author(s) -
В. В. Гамукин,
О. С. Мирошниченко
Publication year - 2021
Publication title -
vestnik nguèu
Language(s) - English
Resource type - Journals
ISSN - 2073-6495
DOI - 10.34020/2073-6495-2021-1-124-144
Subject(s) - balance (ability) , population , dynamism , debt , per capita income , financial system , per capita , stability (learning theory) , monetary economics , economics , business , finance , demography , medicine , physics , quantum mechanics , machine learning , sociology , computer science , physical medicine and rehabilitation
One of the factors of stability of the banking system is the ratio of shares of deposits (deposits) and debt on loans of the population and organizations. The main idea of the study is the assumption that such stability is achieved by fulfilling the conditions of balance and dynamism of the subsystem of deposit and credit operations. The regularities of changes in the balance of shares of deposits (deposits) and debt on loans of the population and organizations and average per capita incomes of the population were revealed as an exogenous factor in the stability of the banking system of Russia during the period of 2001–2020.