Professional Supervisor Board Skills in The Efficiency of Credit Distribution of Village Credit Institutions in Paternalistic Culture

This study aims to examine the influence of the professional skills of the supervisor board and paternalistic culture on the credit distribution efficiency of LPD in Denpasar City. The sample in this study was the chairman of the LPD and the cashier at the LPD. The method of determining sample uses a purposive sampling technique, so that a sample size of 70 auditors is obtained. This study uses a questionnaire method in collecting data. The data analysis technique in this study is Multiple Linear Regression using the SPSS (Statistical Package for Social Science) application. The results showed that: (1) Professional skill of the supervisor board has a positive influence on the efficiency of credit distribution of LPDin Denpasar City. (2) Paternalistic culture moderates the influence of the supervisor board professional skills on the efficiency of credit distribution of LPDin the city of Denpasar. This means a strong paternalistic culture, capable of strengthening the professional skills of the supervisor board and influencing the efficiency of credit distribution.