Open AccessAnalysis of Some Factors Affecting Interest Rate Deposits And Savings At Umu Bank In East Java
Author(s) -
Moch Aditya Hendro P,
Ririt Iriani Sri Setiawati
Publication year - 2018
Publication title -
jdep (jurnal dinamika ekonomi pembangunan)
Language(s) - English
Resource type - Journals
ISSN - 2614-2546
DOI - 10.33005/jdep.v1i1.69
Subject(s) - variable (mathematics) , inflation (cosmology) , interest rate , economics , variables , econometrics , money supply , java , inflation rate , regression analysis , affect (linguistics) , monetary economics , statistics , mathematics , computer science , physics , mathematical analysis , programming language , linguistics , philosophy , theoretical physics
The purpose of this study is to find out how many factors affect the rate of deposits and savings at commercial banks in East Java. This study uses secondary data for 15 years since 2001-2015 by using multiple linear regression analysis to determine the effect simultaneously and partially from Inflation variable, Gross Regional Domestic Product, Total Money Supply, Return On Assets to variable Interest Rate Deposit Rate And Savings as dependent variable. The results showed that simultaneously all the independent variables (X) affect the level of Deposits and savings. Partially variable of GRDP, JUB, ROA have an effect on significantly to deposit and saving interest rate while Inflation variable has no significant effect.