Open AccessANALISA PENERAPAN PRAKTEK REASURANSI PADA PERUSAHAAN ASURANSI SYARI�AH DI INDONESIA
Author(s) -
Maryasin Abdul Hamid,
Hendri Tanjung,
Trisiladi Supriyanto
Publication year - 2019
Publication title -
kasaba (bogor)/kasaba
Language(s) - English
Resource type - Journals
eISSN - 2715-159X
pISSN - 1978-7308
DOI - 10.32832/kasaba.v12i1.2545
Subject(s) - reinsurance , business , research method , descriptive research , actuarial science , descriptive statistics , accounting , business administration , sociology , social science , statistics , mathematics
This research was carried out in connection with the development of insurance business based on sharia today is very fast and therefore very important to understand by the Muslim community, especially with respect to the mechanism of the operation of the Sharia Insurance company. One aspect of the technical field of the insurance company is the reinsurance management unit, especially in the sharia insurance company. then the need for research by doing "Analysis of the implementation of reinsurance practices in sharia insurance companies in Indonesia" (the study conducted on the technical division of PT Asuransi Takaful Umum, Head Office), the first sharia general insurance company in Indonesia. The issues raised are how to know the mechanism of Aqad in sharia insurance company, as well as the relation of Aqad with the practice of reinsurance program. Therefore it is important to understand the application of the Aqad in sharia insurance company as well as to understand the practices of reinsurance in Sharia Insurance Company, by combining the Aqad used in sharia insurance company with the practices of reinsurance program which is subject to the provisions of the Law of the Republic of Indonesia Number 40 Year 2014 on Insurance and Fatwa of Dewan Syariah Nasional - Majelis Ulama Indonesia (DSN-MUI). Metode of research used is Research Method Qualitative, the method used to analyze problems both analyzing qualitative descriptive and quantitative descriptive. By sourced from primary data relating to documents of reinsurance program of PT. Asuransi Takaful Umum in 2016, as well as data obtained by observation both through informants and interviews. Such Analysis is suggested for other sharia insurance companies, to ensure the halalness of the implementation of sharia insurance companies especially for Muslim community in Indonesia as its customers.