Open AccessEVALUATION OF INSURANCE PORTFOLIO
Author(s) -
Інна Кисільова,
Катерина Кулакова
Publication year - 2021
Publication title -
ekonomìka ta suspìlʹstvo
Language(s) - English
Resource type - Journals
ISSN - 2524-0072
DOI - 10.32782/2524-0072/2021-27-49
Subject(s) - portfolio insurance , portfolio , replicating portfolio , actuarial science , portfolio optimization , business , post modern portfolio theory , insurance policy , application portfolio management , economics , finance , project portfolio management , management , project management
The article discusses the peculiarities of forming a balanced insurance portfolio and a system of indicators of the insurance organization's portfolio assessment. The main features of the balanced insurance portfolio and the essence of its main indicators are considered: the number of objects in the portfolio, the maximum insurance amount of own maintenance under the agreements in force for the period in question, the indicator of the uniformity of the portfolio and the equilibrium coefficient of the insurance portfolio, the estimated insurance portfolio, the expected return of the insurance portfolio and profitability by types of insurance transactions. It is noted that the optimization of the insurance portfolio is understood as reducing the level of risk and increasing the financial stability of the portfolio. The practical value of the research lies in the formation of an insurance portfolio assessment system.