Open AccessAnalysis of Non Performing Financing (NPF), Financing to Deposit RATIO (FDR), Third Party Funds And Debt to Equity Ratio (DER) Murabahah of Funding in Indonesia
Author(s) -
Iskandar Muda,
Nur Afifah
Publication year - 2018
Publication title -
talenta conference series. local wisdom, social, and arts
Language(s) - English
Resource type - Journals
eISSN - 2654-7066
pISSN - 2654-7058
DOI - 10.32734/lwsa.v1i1.152
Subject(s) - nonprobability sampling , finance , business , population , third party , debt , sample (material) , equity (law) , actuarial science , financial system , medicine , chemistry , environmental health , chromatography , political science , law , internet privacy , computer science
This study was conducted to determine the effect of NPF, FDR, deposits, and DER to Islamic banking financing in Indonesia. This study used the annual financial statements population of the entire Islamic Banks (BUS) in Indonesia in 2010-2014. The samples in this study used purposive sampling, that the sampling method using specific criteria. The amount of data used by 30 the annual financial statements of six Islamic banks which fulfilled the criteria as a sample. The results showed that the NPF, FDR, deposits, and DER simultaneously affected the murabaha financing. The magnitude of the effect of the four independent variables against murabaha financing amounted to 95.9% and the remaining 4.1% was influenced by other variables outside of this study. For partial results, variable DPK and DER positive effect were occurred on murabaha financing. As for the variable FDR and NPF, there was no significant effect on the murabaha financing.