Open AccessThe Issue and Risk Analysis of the Credit Card
Author(s) -
Dhartee Ghawale,
Pratiksha Gharde,
Ashvini Bagade,
N. Lakshmanan,
Omkar Dudhbure
Publication year - 2021
Publication title -
international journal of scientific research in computer science, engineering and information technology
Language(s) - English
Resource type - Journals
ISSN - 2456-3307
DOI - 10.32628/cseit2173122
Subject(s) - credit card , credit card interest , chargeback , credit reference , credit history , business , loan , credit risk , card security code , credit enhancement , order (exchange) , atm card , credit rating , installment credit , finance , actuarial science , payment
In order to systematically evaluate credit card risk, opportunities for specific action and activity are used on paper. Based on the rapid development of the local credit card market, the current risks of the application and the issue of the credit card are discussed. With a credit card application using a credit card, a situation may arise where a customer may wish to repay the loan on time. In addition, the credit rating system, marketing and approval method, credit card overpayment, incentive orders and penalties, use management and other related angles are considered to solve the credit card risk problem.