Open AccessANALISIS KINERJA KEUANGAN PADA PT. BANK MANDIRI (PERSERO) TBK
Author(s) -
Krisniawati Krisniawati,
Muhammad Zulkarnain
Publication year - 2019
Publication title -
ihtiyath : jurnal manajemen keuangan syariah
Language(s) - English
Resource type - Journals
ISSN - 2581-0219
DOI - 10.32505/ihtiyath.v3i1.1295
Subject(s) - return on assets , capital adequacy ratio , business , market liquidity , profit margin , earnings before interest and taxes , financial ratio , net interest margin , financial system , finance , business administration , profit (economics) , economics , profitability index , microeconomics
This research was conducted with the aim to analyze the financial performance of PT. Bank Mandiri (Persero) Tbk ... This study uses secondary data sourced from the website of The Indonesia Capital Market Institute in the form of an annual report of PT. Bank Mandiri (Persero) Tbk in 2011-2015. Data were analyzed using financial performance measurements based on analysis of the Return on Assets (ROA) ratio and the Capital Asset Management Earning Liquidity (CAMEL) ratio consisting of Capital Adequecy Ratio (CAR), Productive Asset Ratio (KAP), Net Profit Margin (NPM) ratio , the ratio of Operating Expenses to Operating Income (BOPO) and Loan to Deposit Ratio (LDR). The results showed that the financial performance based on the ratio of Return on Assets (ROA) at PT. Bank Mandiri (Persero) Tbk is categorized HEALTHY with an average ROA value of 3.46% from the provision of financial performance standards of 1.215%. Based on CAMEL analysis for CAR, KAP, NPM, BOPO, and LDR ratios, the financial performance of the bank is HEALTHY.