Open AccessPENGARUH RASIO KEUANGAN TERHADAP PEMBIAYAAN MURABAHAH DI BANK PEMBIAYAAN RAKYAT SYARIAH ADECO LANGSA TAHUN 2013-2016
Author(s) -
Yupin Kirana Siagian,
Iskandar Budiman,
Early Ridho Kismawadi
Publication year - 2017
Publication title -
ihtiyath : jurnal manajemen keuangan syariah
Language(s) - English
Resource type - Journals
ISSN - 2581-0219
DOI - 10.32505/ihtiyath.v1i1.678
Subject(s) - regression analysis , linear regression , mathematics , actuarial science , test (biology) , variables , statistics , economics , econometrics , financial system , business , paleontology , biology
The independent variables in this study are deposits and financial ratios ofsharia banks which consist of NPF and FDR ratios. This study aims todetermine and analyze the effect of DPK, NPF and FDR on Murabahahfinancing in the SRB. This study used secondary data, which is the form ofpublished Financial Statements of banks obtained from the website of BankIndonesia. The bank's financial report used is quarterly financial report atAdeco Langsa Syariah Adequacy Bank. The data were then analysed by usingthe classical assumption method using multiple linear regression analysis,determination coefficient, F test or simultaneous test and t test or partial test.Hypothesis in this research is DPK, and financial ratio of NPF and ROE bankpartially has significant effect to Murabahah financing, while simultaneouslyfrom the three variables have a significant effect on the provision of financing.The method used in this study is multiple regressions. The results of this studyindicated that DPK and FDR variables have no significant effect on murabahahfinancing, while NPF affects.