دور المصارف الإسلامية في تمويل المشروعات متناهية الصغيرلتحقيق التنمية المستدامة دراسة حاله في العراق

Micro-projects add value to the economy of the country by creating jobs, enhancing purchasing power and reducing costs. It is a tool for planning the participation of individuals in the economic environment. Islamic banks play a major role in promoting these projects through financing. The research aims to identify the determinants of the relationship between Islamic banks and micro-projects, and the role of these banks in the sustainable development of micro-projects. This research provides readings of the theoretical background of the concept offinancing micro-projects and means of application in the Iraqi market in coordination with Islamic banks to achieve sustainable development. The researchers rely on the descriptive approach in comparing the benefits of the relationship between Islamic banks and micro-project and their role in achieving sustainable development, and developing new financing methods.The researchers conclude several results, the most important one is that the relationship between Islamic banks and micro-projects can make a positive difference for the beneficiaries by increasing the per capita income, in addition to increase the individual's sense of belonging to the surrounding environment. On the other hand, the profits of Islamic banks can be increased by reducing the risk of financing by fragmentation and thus reducing the expected losses and increasing the opportunities for financial investment and entering financial returns to the Iraqi economy, which suffers from a deficit due to lower oil prices internationally, and encouraging citizens in Iraq to invest their funds inside Iraq. Micro-projects provide a bright image of social responsibility that can be provided by Islamic banks in Iraq.