Open AccessCONDITION OF LIFE INSURANCE MARKET IN RUSSIA
Author(s) -
Б. И. Букин,
Е. В. Захарова
Publication year - 2019
Publication title -
juvenis scientia
Language(s) - English
Resource type - Journals
eISSN - 2414-3790
pISSN - 2414-3782
DOI - 10.32415/jscientia.2019.05.02
Subject(s) - life insurance , actuarial science , business , insurance policy , general insurance , casualty insurance , investment (military) , insurability , key person insurance , payment , bond insurance , auto insurance risk selection , income protection insurance , economics , finance , politics , political science , law
The article emphasizes the problem of the qualitative development of the life insurance market and the ambiguity of the development trends of this segment of the insurance market. The authors noted a rapid increase in life insurance premiums over the past years. The article also presents the reasons for consumer interest in life insurance investment and some factors that can weaken this interest. One of these factors may be tightening measures by the Bank of Russia to the procedures for selling this instrument. The purpose of the article is to review the current state of the life insurance market in Russia and its assessment using indicators of insurance premiums and payments under life insurance contracts, the structure of life insurance premiums, the number of life insurance contracts entered into.