Open AccessNon Performing Assets: A Study of Pithoragarh District Co-Operative Bank Ltd. (Uttarakhand)
Author(s) -
M. Kavitha,
Naveen Srinivasan,
A. Seethalakahmy
Publication year - 2018
Publication title -
international journal of engineering and management research
Language(s) - English
Resource type - Journals
eISSN - 2394-6962
pISSN - 2250-0758
DOI - 10.31033/ijemr.8.3.5
Subject(s) - crore , lakh , non performing asset , public sector , business , return on assets , financial system , government (linguistics) , finance , private sector , economy , economics , agriculture , economic growth , geography , linguistics , philosophy , poverty , archaeology , capital asset pricing model , profitability index
Now a days the Indian banking sector has beenfacing serious problems of raising Non – PerformingAssets. Non – Performing Assets are a burning topic ofconcern for the public sector banks, as managing andcontrolling NPA is very important. A well – built bankingsector is significant for a prosperous economy. The crash ofbanking sector may have an unfavourable blow on othersectors. A banker should be very cautious in lending,because banker is not lending money out of his own pocket.A major portion of the money lent comes from the publicdeposits and government share. At present NPA isincreasing year by year in nationalized banks. According tothe RBI data the Gross NPA of nationalised banks as onend of September 2017 hits 7.34 lakh crore. In thisdirection present paper is undertaken to study the reasonsfor advances becoming NPA of the Pithoragarh DistrictCO- Operative Bank ltd and to give suitable suggestions toovercome the mentioned problem.