Open AccessFINANCIAL DEVELOPMENT DAN PENGARUHNYA PADA PENGELUARAN KONSUMSI RUMAH TANGGA DI WILAYAH INDONESIA BAGIAN TIMUR
Author(s) -
Fahrul Riza
Publication year - 2018
Publication title -
proceeding national conference of creative industry universitas bunda mulia
Language(s) - English
Resource type - Journals
ISSN - 2622-7436
DOI - 10.30813/ncci.v0i0.1275
Subject(s) - consumption (sociology) , economics , sociology , social science
This paper empirically investigates the relationship between financial development and household consumption expenditure at Eastern Indonesia Region. Panel data regression models are applied to consumption expenditure data as dependent variables, savings and consumer loans from the household sector as independent variables. T he results of this research suggest that financial development in Eastern Indonesia Region have a significant impact on household consumption expenditure. Savings have a significant positive effect on increasing household consumption expenditure, meanwhile consumer loans have a significant negative effect on increasing household consumption expenditure.Keywords : household sector, saving, loans, consumption expenditure