Open AccessPENERAPAN ALGORITMA C4.5 UNTUK PENENTUAN KELAYAKAN PEMBERIAN KREDIT (Studi Kasus : Koperia - Koperasi Warga Komplek Gandaria)
Author(s) -
Teguh Santoso,
Dela Sekardiana
Publication year - 2019
Publication title -
jurnal algoritma, logika dan komputasi
Language(s) - English
Resource type - Journals
eISSN - 2621-9840
pISSN - 2620-620X
DOI - 10.30813/j-alu.v2i1.1573
Subject(s) - loan , decision tree , agricultural science , computer science , mathematics , actuarial science , business , statistics , finance , machine learning , environmental science
Current credit giving in KOPERIA (Koperasi Warga Komplek Gandaria) is still based on an objective process. Difficulties in determining the feasibility of giving credit are often experienced by cooperative managers, so that problems arise in the cooperative is a default payment of credit installments of customers in KOPERIA. This study aims to form a decision tree classification model to determine the customer's credit worthiness. In this study the application of C4.5 Algorithm, based on the Sets and Attributes used in this study, namely, the amount of income divided into 2 categories> 5 million and 3-5 million, the amount of balance divided into three, namely> 3 million, 1-3 million and <1 Million, The Loan Amount is divided into three, namely 1-4 Months, 5-8 months, and 9-12 Months and Requirements with attributes of Business Capital, buying goods and others. In this study determine the appropriate root nodes, the classification results using C4.5 Algorithm shows that the accuracy of 97.5% is obtained, based on the results obtained shows that the c4.5 algorithm is suitable to be used to determine the feasibility of lending customers to KOPERIA.Keywords : Data Mining, C4.5 Algorithm , loan feasibility