Open AccessAnalisis Pembiayaan Mudharabah dan Musyarakah Terhadap Profitabilitas Bank di BNI Syariah
Author(s) -
Fitri Nur Latifah,
Dwi Hanifatul Ma’unah
Publication year - 2021
Publication title -
jurnal perbankan syariah darussalam
Language(s) - English
Resource type - Journals
ISSN - 2775-6084
DOI - 10.30739/jpsda.v1i1.789
Subject(s) - profitability index , nonprobability sampling , islamic banking , commercial bank , variables , business , economics , finance , mathematics , islam , statistics , theology , population , philosophy , demography , sociology
The purpose of this study is 1) To find out and analyze the influence of mudharabah financing (X1) significantly on bank profitability (Y). 2) To find out and analyze the influence of musharaka financing (X2) significantly on bank profitability (Y) 3) To find out and analyze the influence of mudharabah financing (X1) and musyarakah financing (X) which significantly affect bank profitability (Y).This research uses a quantitative approach to the type of research Explanatory Research. Determination of the sample using purposive sampling was obtained from the 2010-2018 annual financial statements. The independent variable of this study is mudharabah financing (X1) and musyarakah financing (X2), while the dependent variable (Y) is bank profitability. The analysis tool uses multiple linear regression with the help of SPSS software.