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Insurance Law Principles in an International Context: Compensating Losses Caused by Climate Change
Author(s) -
Craig Brown,
Sara L. Seck
Publication year - 2013
Publication title -
alberta law review
Language(s) - English
Resource type - Journals
eISSN - 1925-8356
pISSN - 0002-4821
DOI - 10.29173/alr96
Subject(s) - climate change , context (archaeology) , subsidy , liability , loss and damage , liability insurance , business , state (computer science) , insurance law , climate finance , economics , actuarial science , law and economics , insurance policy , public economics , political science , law , general insurance , finance , economic growth , developing country , geography , ecology , archaeology , algorithm , computer science , biology
This article examines the challenges of paying for loss caused by climate change. It discusses how weather-related harms might become uninsurable by private companies in the future as the adverse effects of climate change increase in severity. Additionally, this article recognizes the difficulty in imposing civil liability on wrongdoers for climate-related harms, and explores options for state-sponsored or state-subsidized insurance. Finally, the authors examine possibilities for an international insurance fund, but eventually conclude that such a fund would unlikely be endorsed at the international level and would not benefit Canadians.

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