Open AccessAnalisis Faktor-Faktor Yang Mempengaruhi Non Performing Financing (Npf) Di Industri Bank Pembiayaan Rakyat (Bpr) Syariah Di Indonesia
Author(s) -
Achmad Yasin
Publication year - 2014
Publication title -
akrual
Language(s) - English
Resource type - Journals
eISSN - 2502-6380
pISSN - 2085-9643
DOI - 10.26740/jaj.v5n2.p205-225
Subject(s) - inflation (cosmology) , islamic banking , quarter (canadian coin) , business , financial system , gross domestic product , revenue , islam , capital adequacy ratio , non performing loan , panel data , finance , economics , loan , geography , economic growth , physics , archaeology , theoretical physics , profit (economics) , econometrics , microeconomics
The study was conducted to examined and analyzed factors that affect non-performing finance in Islamic Rural Bank Industry in Indonesia. The study used quantitative approach with time series data in the form of Islamic Rural Bank financial report of the first quarter of 2007 to the second quarter of 2014. There were 163 Islamic Rural Banks used as sample which was analyzed by multiple regression analysis. The result indicated that Gross Domestic Product (GDP), inflation rate (INF), ratio of the revenue sharing to total financing (MMR), and margin murabahah affected NPF, whereas FDR had no effect to NPF of Islamic Rural Bank in Indonesia.