Open AccessThe effect of efficiency ratio, Bad Credit and Profitability to Capital Adequacy Ratio at Sharia Commercial Banks in Indonesia Year 2014-2018
Author(s) -
Sulistyaning Tyas,
Eni Wuryani
Publication year - 2021
Publication title -
ekspektra
Language(s) - English
Resource type - Journals
eISSN - 2549-6972
pISSN - 2549-3604
DOI - 10.25139/ekt.v5i2.4201
Subject(s) - capital adequacy ratio , profitability index , nonprobability sampling , business , capital (architecture) , financial ratio , risk adjusted return on capital , regression analysis , econometrics , economics , accounting , statistics , finance , mathematics , human capital , financial capital , capital formation , demography , population , profit (economics) , archaeology , history , microeconomics , sociology , economic growth
This study aims to determine the effect of efficiency ratios, non-perfoming loans, and profitability on the capital adequacy ratio in Islamic Commercial Banks in Indonesia 2014-2018. This research is a quantitative study with secondary data from financial reports. Purposive sampling is a sampling technique use in this study so that there are 14 samples of Islamic commercial banks during the 2014-2018 period. The data analysis used is multiple linear regression analysis with the SPSS application. The results obtained by two dependent variables, the efficiency ratio and non-performing loans have an influence on the capital adequacy ratio. Meanwhile, profitability partially has no effect on the capital adequacy ratio.