Open AccessPREMI TUNGGAL ASURANSI JIWA SEUMUR HIDUP UNIT LINK DENGAN GARANSI MINIMUM DAN NILAI CAP MENGGUNAKAN METODE POINT TO POINT
Author(s) -
Juliantari Juliantari,
I Wayan Sumarjaya,
I Nyoman Widana
Publication year - 2017
Publication title -
e-jurnal matematika
Language(s) - English
Resource type - Journals
ISSN - 2303-1751
DOI - 10.24843/mtk.2017.v06.i01.p144
Subject(s) - life insurance , actuarial science , unit (ring theory) , point (geometry) , business , table (database) , unit price , life table , agricultural science , mathematics , economics , computer science , demography , sociology , database , population , environmental science , geometry , macroeconomics , mathematics education
Unit-linked whole life insurance is an insurance that combines traditional whole life insurance with modern insurance unit-links which provide both protection and investment. One of indexing method for calculating premium of unit-linked insurance is point to point method. The data used in this study was the closing price of PT. Astra Agro Lestari, Indonesia Tbk and The mortality table used in this research is Indonesia’s Mortalita Table III Men. It was obtained that the net single premium for whole life insurance unit-linked for the insured aged 45 years is amounted to Rp. 350.324,-