Open AccessEMPIRICAL STUDY ON ALTERNATIVES FOR SAVING AND INVESTING IN THE POSTPANDEMIC PERIOD. CASE STUDY: ROMANIA
Author(s) -
Alexandru Mihai Alexandru Mihai,
AUTHOR_ID,
Ruxandra Dinulescu,
Florin PUCHEANU,
AUTHOR_ID,
AUTHOR_ID
Publication year - 2021
Publication title -
business excellence and management
Language(s) - English
Resource type - Journals
eISSN - 2668-9219
pISSN - 2248-1354
DOI - 10.24818/beman/2021.s.i.2-03
Subject(s) - romanian , investment (military) , pandemic , investment strategy , business , economics , term (time) , covid-19 , finance , market liquidity , political science , medicine , philosophy , linguistics , disease , pathology , politics , infectious disease (medical specialty) , law , physics , quantum mechanics
This paper develops investigations in the field of saving and investing techniques related to the impact of the COVID19 pandemic on the Romanian trading market. The study focuses particularly on the alternatives for accumulation of money capital which can lead to a positive long-term return. The research aims to investigate the available current services and opportunities in the Romanian investment market and their returns after the pandemic. Towards this objective, the study presents the past returns for several products and the users potential risks. Furthermore, an investigation is conducted based on the latest statistics whereas different variants of portfolios are presented. Unlike most of the previous studies, this analysis has a double approach: evaluating viable alternatives depending on several characteristics and simultaneously developing a long-term potential strategy that could be used to ensure the financial future of an individual in the period of the outbreak of the COVID19 pandemic. This contribution provides an initial analysis of the saving and investing market of Romania before and after the pandemic.