Open AccessPERLINDUNGAN HUKUM TERHADAP KEAMANAN DATA KONSUMEN FINANCIAL TECHNOLOGY DI INDONESIA
Author(s) -
Kornelius Benuf,
Siti Mahmudah,
Ery Agus Priyono
Publication year - 2019
Publication title -
refleksi hukum
Language(s) - English
Resource type - Journals
eISSN - 2541-5417
pISSN - 2541-4984
DOI - 10.24246/jrh.2019.v3.i2.p145-160
Subject(s) - business , financial services , consumer protection , normative , service (business) , relation (database) , regulatory authority , data protection act 1998 , commerce , accounting , finance , financial system , marketing , law , public administration , political science , database , computer science
The aim of this study is to determine the legal protection of consumer data security in Indonesia Fintech business based on the Financial Service Authority (Otoritas Jasa Keuangan-OJK) Regulation and other related ordinance. The approach method used in this study is normative juridical. The study result explains that the parties of Fintech business consist of Fintech organizer (producer) and Fintech user (consumer). The relation among the parties is created due to an electronic contract. Basically, the protection of Fintech consumer personal data is regulated in Communication and Information Minister Regulation, Bank Indonesia Regulation, and Financial Service Authority Regulation. In addition, the protection of data was regulated in the Financial Service Authority Circular Letter.