Open AccessProblems of lending and innovative ways to improve the financial regulation of commercial banks
Author(s) -
Елена Иванова,
Artem Alekseevich Golovin,
Alina Kamalova,
Bulat T. Gali,
Vladimir Nosov,
Marina V. Solovyanova
Publication year - 2020
Publication title -
laplage em revista
Language(s) - English
Resource type - Journals
ISSN - 2446-6220
DOI - 10.24115/s2446-622020206extra-b670p.267-278
Subject(s) - solvency , market liquidity , bankruptcy , context (archaeology) , financial system , business , relevance (law) , deposit insurance , financial institution , financial crisis , finance , accounting , economics , macroeconomics , paleontology , political science , law , biology
The relevance of the study is determined by the fact that at present in the activities of every commercial bank the problem of financial risks, deposit policy and activation of instruments for attracting and retaining existing deposit sources in the context of the crisis of the Russian economy is very urgent. Among other things, this problem is caused by the need for stabilization in the banking sector, based on preventing the outflow of funds from the deposit accounts of customers, which in turn leads not only to a decrease in liquidity and solvency indicators, but also to the subsequent potential bankruptcy of a financial institution.