Open AccessANALISIS PENAWARAN BERAS PROVINSI SUMATERA UTARA
Author(s) -
Joko Suharianto
Publication year - 2020
Publication title -
quantitative economics journal
Language(s) - English
Resource type - Journals
eISSN - 2089-7995
pISSN - 2089-7847
DOI - 10.24114/qej.v6i2.17541
Subject(s) - financial inclusion , index (typography) , per capita , population , ordinary least squares , economics , order (exchange) , unemployment , inclusion (mineral) , finance , financial services , business , development economics , economic growth , econometrics , sociology , gender studies , demography , world wide web , computer science
Financial inclusion programs in Asia began to intensify with focus on improving public access, especially those who have not yet enjoyed banking services. This makes financial inclusion one of the focuses of development in the financial sector in various countries, especially ASEAN, as a sound financial system can promote economic growth. This study aims to see the comparison of financial inclusion rates and see the effect of socio-economic variables on financial inclusion in ASEAN countries 2010-2015. In order to see the comparison of inclusion level of finance in each ASEAN country, the Index of Financial Inclusion (IFI) method was developed by Sarma (2008), while to examine the relationship between socio-economic variables to financial inclusion, the Ordinary Least Square (OLS) method was used estimation techniques in the Random Effects Model approach. The results show that in general, financial inclusion in ASEAN countries is mainly influenced by the dimension of a disorder. In addition, only per-capita GDP variables are not significant partially. While other variables, namely population over 15 years, unemployment rate, and the number of people in rural areas have a significant influence on index of financial inclusion