Open AccessMalaysian Consumer Intention toward Takaful Scheme for Mental Health Disorders
Author(s) -
Khairil Faizal Khairi,
Nur Hidayah Laili,
Aimi Fadzirul Kamarubahrin
Publication year - 2020
Publication title -
journal of finance and islamic banking
Language(s) - English
Resource type - Journals
ISSN - 2615-2975
DOI - 10.22515/jfib.v3i1.2428
Subject(s) - mental health , norm (philosophy) , psychology , perception , affect (linguistics) , theory of reasoned action , gambling disorder , clinical psychology , applied psychology , social psychology , psychiatry , communication , neuroscience , addiction , political science , law
This paper investigates the factors influencing Malaysian consumer intention toward takaful scheme for mental health disorders. An applied expanded Theory of Reasoned Action (TRA) model were used in the research and the variables of awareness, perception, attitude, subjective norm and intention toward a takaful scheme for mental health disorders were investigated. It is a pilot research carried out in Malaysia. The respondents are 60 Malaysian takaful consumers based on an online survey inside Klang Valley, Malaysia. This study reveals that the mean of attitude with the score of 4.27 is the highest score. The Pearson correlation is positive for both independent and dependent variables. Analysis of regression indicates a strong positive relationship between subjective norm and intention, thus suggesting that subjective norm is an important area to link to intention against mental health disorder takaful scheme. This is also proposed that future studies will concentrate on the factors that affect the willingness of consumers towards takaful mental health disorder schemes. It is hoped that the results of this study will serve as an informative reference for further development of takaful scheme for mental health disorder.