Open AccessKONTRIBUSI PEMBIAYAAN SEKTOR PERTANIAN BANK SYARIAH TERHADAP KESEJAHTERAAN PETANI DI PULAU SUMATERA PERIODE 2016-2017
Author(s) -
Purwanto Purwanto
Publication year - 2018
Publication title -
share/share: jurnal ekonomi dan keuangan islam
Language(s) - English
Resource type - Journals
eISSN - 2549-0648
pISSN - 2089-6239
DOI - 10.22373/share.v7i1.1646
Subject(s) - agriculture , welfare , panel data , business , index (typography) , agricultural economics , agricultural science , economics , geography , environmental science , archaeology , world wide web , computer science , market economy , econometrics
The operation of sharia banking system in Indonesia is to support the implementation of national development in order to improve justice, togetherness, and equity of welfare from people especially farmers in Sumatera. The financing of agriculture sector is conducted by sharia banking in Sumatera in the last two years (2016-2017) has always increased. The existence of financing disbursed in the agricultural sector can improve the welfare of farmers. Farmers' welfare in this study is projected by Farmer's Exchange Value or FEV which is the ratio between the price index that is received by farmers and the price index that is paid by farmers. Therefore the purpose of this study is to test whether there is a significant and positive influence between agricultural sector financing that is conducted by BUS and UUS on the island of Sumatera 2016-2017. Second, to test whether there is a significant and positive influence between agricultural sector financing that is conducted by BPRS on the island of Sumatera 2016-2017. The type of this study is explanatory that is conducted to prove the causal relationship and to test how the influence between one variable with others. The type of data that is used is secondary data in a monthly form. This paper use panel data regression analysis to answer the research questions. The result finds that financing of the agricultural sector that is conducted by BUS and UUS on the island of Sumatera in 2016-2017 has no significant effect on the welfare (value Prob 0,6563> 0.05). This paper also finds that the agricultural financing that is conducted by BPRS in Sumatera island 2016-2017 has a negative effect on the welfare of farmers in Sumatera (value Prob 0.0004 0,05). Kedua hasil analisis membuktikan jika pembiayaan sektor pertanian oleh BPRS di pulau Sumatera tahun 2016-2017 berpengaruh negatif terhadap kesejahteraan petani di Sumatera (nilai Prob 0.0004 <0,05).