Open AccessPengaruh Dana Pihak Ketiga, Capital Adequacy Ratio dan Operating Expenses To Operating Income Terhadap Profitabilitas Bank Aceh Periode 2017-2020
Author(s) -
Hafidhah Hafidhah,
Dayana Putri Utami
Publication year - 2021
Publication title -
jurnal ilmiah mahasiswa ekonommi dan bisnis islam/jurnal ilmiah mahasiswa ekonommi dan bisnis islam
Language(s) - English
Resource type - Journals
eISSN - 2774-5864
pISSN - 2746-489X
DOI - 10.22373/jimebis.v2i2.184
Subject(s) - profitability index , operating expense , earnings before interest and taxes , capital adequacy ratio , business , capital (architecture) , finance , economics , profit (economics) , archaeology , history , microeconomics
This study aims to examine the effect of Third Party Funds (TPF), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (OEOI) on the profitability of Bank Aceh. This study uses a quantitative research approach with Multiple Linear Regression analysis method. This research data uses Bank Aceh monthly financial report data for the 2017-2020 period. Research data obtained by testing the hypothesis performed by statistical tests, namely partial test (t-test) and simultaneous test (f-test). The results of this study indicate that: (1) Third Party Funds, Capital Adequacy Ratio and Operating Expenses to Operating Income jointly affect the profitability of Bank Aceh. (2) Third Party Funds affect the profitability of Bank Aceh. (3) Capital Adequacy Ratio affects the profitability of Bank Aceh. (4) Operating Expenses to Operating Income affect the profitability of Bank Aceh.